| Q:How do I get started? |
| A:You can start the process for either a Car Title Loan or Payday Loan by calling any of our convenient locations or by completing our online application in your language of choice, English, Spanish, or Polish. |
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| Q:What is a Car Title Loan? |
| A: A Car Title Loan is a way to borrow money using the equity in your vehicle as collateral. The vehicle remains in your possession. When payments are due, you have the option to pay the interest only or pay the loan in full. Car Title loans usually allow for greater amounts to be loaned compared to PayDay Loans. You have the choice to choose the option that best fits your needs. With CARTITLELOANS.biz, the process is fast, easy, discreet, and secure. |
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| Q:What do I need to qualify for a Car Title Loan? |
| A:
• Must own a vehicle with the title in your name.
• Government issued photo ID.
• Proof of income.
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| Q:How much money can I borrow? |
| A: For Car Title Loans, the loan amount is based upon the value and condition of your vehicle as well as your ability to pay. These amounts range between $100 and $40,000. For PayDay Loans, amounts are from $100 to $1,000 or 25% of your gross monthly income which ever is less. Call any of our convenient locations to obtain a free quote or fill out the Quick Form on the left side of this web page and a representative will contact you. |
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| Q:How fast can I get the money? |
| A: Your loan will be approved within 15 minutes after taking your completed application with the money in your hands when you leave the store the same day. |
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| Q:Is there a penalty if I pay the loan off early? |
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| Q:Do I have full use of my car? |
| A: Yes, you continue to keep your vehicle. |
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| Q:Do I need a Checking or Savings Account for a Car Title Loan? |
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| Q:Do you provide Payday Loans? |
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| Q:What is a Payday Loan? |
| A: Payday loans are short-term personal loans collateralized against your next paycheck(s). It is a fast and easy way to get cash between paydays. |
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| Q:What do I need to qualify for a Payday Loan? |
| A:
• Most recent paycheck stub within 30 days
• Government issued photo ID
• Active checking account with direct deposit
• Bank statement within the last 30 days
• Post-dated check
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| Q:My car is not registered in the State of Illinois. Can I still obtain a Car Title Loan? |
| A: Currently we are only providing loans to residents of Chicagoland and Northwest Indiana. If you are out of state, please contact us at one of our convienent locations to discuss your loan needs. |
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| Q:What is the difference between the Quick Form and the "Apply" links? |
| A: The Quick Form is designed to increase the ease and flexibility for customers to obtain information and free quotes. Submitting information via the Quick Form does not begin the loan process; it provides a minimal amount of data that our loan professionals use to contact you as well as address your questions and concerns. By following the "Apply" links you are initiating the actual loan process by filling out and submitting an online application. |
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| Q:I still have questions that are not answered. What should I do? |
| A: You can contact any of our locations and a representative will gladly answer any questions you may have or you can fill out the Quick Form on the left side of this web page and a representative will contact you. |
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— Serving Chicagoland and Northwest Indiana —
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